Clear payment processing pricing—built around your business.
No one-size-fits-all packages. We review how your business accepts payments, explain the costs clearly, and recommend a setup that fits.
Three parts make up your processing cost.
We separate the moving pieces so you can understand what is fixed, what is negotiable, and what your business actually needs.
Interchange & network costs
Base costs set by card networks and issuing banks.
Processor markup
The service margin added to the underlying base cost.
Equipment & services
Terminals, software, and support selected for your operation.
A clearer starting point for the conversation.
Your final pricing depends on volume, transaction mix, business type, equipment, and processing history.
Growing businesses
A transparent starting point for newer businesses building consistent processing volume.
- Interchange-plus pricing
- Flexible payment setup
- Ongoing account support
Established businesses
Designed for businesses with steady monthly volume and an established processing history.
- Competitive custom pricing
- Statement cost comparison
- Setup and transition support
Enterprise & multi-location
Our most competitive typical markup for qualifying high-volume or multi-location businesses.
- Portfolio-level review
- Multi-location solutions
- Dedicated account support
*Illustrative processor markup ranges only. These are not complete processing rates, quotes, or guarantees. Network, interchange, transaction, equipment, and other applicable fees may apply.
See what your business should be paying.
Send us a recent processing statement. We'll break down the costs, identify anything that needs attention, and show you a clearer option—without pressure to switch.
No generic package. No unexplained fee list.
The right rate depends on how you do business.
Monthly volume
Consistent and higher processing volume may qualify for more competitive pricing.
Transaction mix
Card type, in-person versus online, and average ticket size all influence cost.
Business profile
Your industry, operating history, and risk profile help determine the right setup.
Technology needs
Terminals, POS software, integrations, and locations shape the complete solution.
What you receive from Pocket Payments.
Pricing is only useful when the solution works for the way your business operates.
A clear comparison
Understand your current costs and the proposed pricing before making a decision.
A recommended setup
Get the right mix of equipment, software, and payment options for your operation.
Transition support
Receive guidance through setup and onboarding, with ongoing account support.
Pricing, without the fine-print maze.
Still have a question? Talk to our team →
Are these complete processing rates?+
No. The percentages shown are illustrative processor markups added to interchange. Your complete cost can also include network, transaction, equipment, software, and other applicable fees.
Why don't you publish one fixed rate?+
Businesses process payments differently. Volume, card mix, industry, equipment, and transaction environment all affect the right pricing and setup.
Do I have to switch after the free review?+
No. The statement review is designed to give you a clearer understanding of your costs. There is no obligation to change providers.
Can you support businesses in Canada and the U.S.?+
Yes. Pocket Payments provides payment solutions for businesses in Canada and the United States, subject to provider availability and approval.
Ready for a clearer comparison?
A free, no-obligation review can give you a clearer picture of your processing costs and options.